Leanna Becraft

The recent end of the Social Security spousal rule has significant implications for couples planning their retirement benefits. This rule allowed spouses to optimize their Social Security benefits by switching between their own benefits and their spouse’s to maximize payouts.…

Using Buy Now, Pay Later (BNPL) plans to pay for groceries might seem unusual, but a recent report from the Urban Institute reveals that many U.S. households are increasingly relying on various forms of debt to cover essential living expenses.…

It’s been a while since 30-year mortgages were available at rates below 3%, but recently, there’s been a downward trend. As of October 10, the average 30-year mortgage rate stood at 6.32%, a significant decrease from 7.79% in February 2023.…

A council is considering doubling council tax on second and empty homes, citing their “negative impact” on housing availability. Cabinet members of the Forest of Dean District Council voted unanimously to recommend that the full council approve the proposal in…

A new study from Achieve highlights the fragile state of household finances in the U.S. It shows that 42% of consumers see their primary bank account fall below $50 at least once a month, and 30% lack a financial cushion…

November brings some positive updates for eligible Social Security recipients. While there won’t be any extra payments or bonuses this month, some individuals will get their benefits earlier than usual. Payment Schedule The Supplemental Security Income (SSI) payment is set…

Donald Trump’s proposal to eliminate U.S. income taxes for Americans living abroad marks a significant shift in tax policy, raising concerns about its broader implications. Under current U.S. tax law, citizens are taxed on their worldwide income, even when they…

The Supplemental Security Income (SSI) payment for November, worth up to $943, is scheduled to be distributed on November 1st. This monthly benefit, provided by the Social Security Administration (SSA), supports individuals with disabilities that limit their ability to work…